The 4th quarter of 2024 saw a mixed performance: the US Stock Market grew at 2.63% followed by the Global Bond Market (ex-US) at 0.74%. The other markets fell, with Global Real Estate experiencing the steepest drop at -9.02%, followed by Emerging Market Stocks (-8.01%), International Developed Stocks (-7.43%), and
For self-employed individuals and small business owners, choosing the right retirement plan is a critical decision. Two popular optionsâthe Solo 401(k) and the SEP IRAâoffer unique advantages but serve slightly different purposes. This article explores their similarities and differences, highlighting why the Solo 401(k) may be the superior choice for
Should You Choose a 15-Year or 30-Year Mortgage? When buying a home, one of the most critical financial decisions youâll face is choosing between a 15-year and a 30-year mortgage. This choice not only determines your monthly payment but also impacts the total interest youâll pay over the life of
There is a quote that has largely defined my life. When I have a choice to make – it helps me decide. My dad used to say to me, “Anyone can be an example. Choose to be a GOOD ONE.” It was important to him and my mom that I
DOWNLOAD THE PDF Each quarter, I look forward to writing this market update to share with our clients and our friends what we saw in the market over the past three months and what we see looking forward. It feels like time is in fast forward as the quarter end
The 3rd quarter of 2024 saw a strong performance with all Stock and Bond Markets across the world were up with Global Real Estate leading the way at 16.04%, followed by Emerging Market Stocks at 8.72%, International Developed Market Stocks at 7.76%, US Stock Market at 6.23%, US Bond Market
As an entrepreneur or a high-achieving sales leader, you likely wear many hats. Youâre responsible for growing your business, closing deals, managing people, and ensuring that your company continues to move forward. Amid these many responsibilities, it’s easy to push aside your personal financial management. While taking control of your
I am TERRIBLE at drawing… But I love to do it when talking about money, especially when talking about how to make your money work better for you. There are so many terms and so much jargon in the finance industry and I feel like drawing pictures helps cut through
Many of our clients envision continuing to work indefinitely and never truly be fully in retirement. The passion for what they do can make the idea of retirement seem distant or even unnecessary. However, the reality is that planning to work forever isn’t a viable strategy. Life is unpredictable, and
Selling a business is often one of the most significant decisions a business owner will make, representing the culmination of years, if not decades, of hard work. However, this complex process is fraught with potential pitfalls, and even the most experienced business owners can make costly mistakes if they arenât