After 13 years in finance, I’ve learned one truth that shapes how I approach every client conversation: A high net worth does not equal generational wealth. Last week, I met with a savvy business owner who’s built a thriving company and accumulated substantial assets. He could have spent our time
Have you ever ended a month and wondered how much money did you save? Or even worse, wondered how much you even spent? In today’s fast-moving world, managing your finances can seem like a Herculean task, particularly for those who currently make a good income, and is even worse if
When It’s Time to Transition to Professional Investment Management Entrepreneurs in Coppell often reach a point where the balance between running a successful business and managing a growing investment portfolio tips. It’s not just about the lack of time; it’s about the expertise required to navigate the increasingly complex financial
Have you ever ended a month and wondered how much money did you save? Or even worse, wondered how much you even spent? In today’s fast-moving world, managing your finances can seem like a Herculean task, particularly for those who currently make a good income, and is even worse if
Identifying Retirement Expenses The initial step towards estimating your retirement needs is to pinpoint your anticipated expenses. You can adopt either the bottom-up or the top-down approach. The bottom-up method requires you to draft a detailed budget, listing every foreseeable expense in retirement such as groceries, utilities, travel, and property
Money influences every part of life, from daily decision-making to long-term dreams. For women, financial independence is not only about security but also about freedom and confidence. Building strong financial survival skills ensures that you can handle challenges, seize opportunities, and create a future on your terms. How Women Can
Many Gen Xers find themselves in the middle of it all. You’re raising kids, managing your career, and now helping your aging parents navigate complex decisions. It’s a lot to juggle, especially when conversations turn to end-of-life care and financial planning. As a caregiver, you carry a unique responsibility. You
Selling a business is one of the biggest financial and emotional decisions you’ll ever make. As a financial planner who works primarily with business owners, I’ve seen dozens of families go through major liquidity events. While most people assume the money will be the hardest part to figure out, I’ve
As young adults step into independence, one of the most meaningful transitions they make is taking full control of their financial life. While it’s common and often wise for parents to be co-owners or signatories on a child’s bank account during their teenage years or early college days, continuing this
You’ve built a successful business through hard work, smart decisions, and relentless focus. Revenue continues to grow, your client base remains strong, and your reputation in the marketplace keeps improving. From the outside, everything signals a thriving business. But behind that success lies a critical question that many business owners