When debt feels overwhelming, it is natural to look for quick solutions. If you have a 401(k), you might wonder if dipping into your retirement savings is the best way to get rid of that burden. On the surface, the idea makes sense. You have money sitting in an account,
For entrepreneurs, investors, and early employees in small businesses, one of the most powerful tax incentives in the tax code is the Qualified Small Business Stock (QSBS) gain exclusion under Section 1202. This rule allows eligible taxpayers to exclude a significant portion (or even all) of the capital gains from
If you’re a solopreneur, freelancer, or independent contractor, chances are you have heard about S Corporations (S Corps) and the potential tax savings that come with this tax status. You have also probably asked yourself “Should I become an S Corp? How do I become an S Corp? When’s the
When most people hear the term financial advisor, they picture someone glued to a stock ticker, buying and selling shares all day. The truth is very different. A good financial advisor does much more than pick investments. In fact, the real value often comes from areas you might not expect.
If you are a business owner generating more than $2 million in revenue, you have probably felt the frustration of writing large checks to cover risks that traditional insurance does not address. I see this often with successful business owners we work with. Your business may be exposed to risks
When you hear the word “Augusta”, you might think of Georgia, southern hospital, or (most likely) The Masters golf tournament. However, there should be 1 more thing you associate with this word – and that is “tax-free rental income”. Yes, you read that correctly. There is a rule in the
Shawn worries about the next recession and has decided not to invest right now. He feels justified because the headlines make it sound like the world is ending every time the market drops. Fear in those moments feels natural. But recessions are not new. Since World War II, the U.S.
Selling your business is one of the biggest moments of your life. It is exciting, a little scary, and deeply personal. Your company is not just an asset. It is the result of years of hard work and sacrifice. Getting this transition right takes more than luck. It takes intention
The best investment portfolios for business owners aren’t flashy. They don’t rely on complicated strategies or the promise of “market-beating” returns. The most effective investment strategy for business owners is one that stays simple, durable, and aligned with entrepreneurial goals. Take Brett, for example. He built a thriving business over
Many Gen Xers find themselves in the middle of it all. You’re raising kids, managing your career, and now helping your aging parents navigate complex decisions. It’s a lot to juggle, especially when conversations turn to end-of-life care and financial planning. As a caregiver, you carry a unique responsibility. You