Starting in 2026, high-income earners will quietly lose two major tax benefits on charitable giving. These changes don’t sound dramatic at first glance but when you run the numbers, they add up to a real haircut on your generosity. Let’s break it down below. Two Hidden Hurdles Ahead Here’s what’s
I believe time is the most valuable resource in wealth management. Too often, it gets consumed by tasks that don’t directly serve clients. Tax returns, insurance policies, and estate documents demand hours of review, leaving less room for the conversations that matter most. Clients don’t hire us to read paperwork.
Money influences every part of life, from daily decision-making to long-term dreams. For women, financial independence is not only about security but also about freedom and confidence. Building strong financial survival skills ensures that you can handle challenges, seize opportunities, and create a future on your terms. How Women Can
When you save for retirement, you may think first of a 401(k). For those who work in public service, education, or nonprofit organizations, two other powerful tools often come into play: the 403(b) and the 457(b). You can use these two plans together. When you do, the savings potential grows
Preparing for a new baby brings both joy and big financial questions. Maternity leave often becomes one of the largest financial planning moments a family faces. Unlike vacations or short breaks from work, maternity leave usually lasts several months and affects income, benefits, and household cash flow in ways that
When you save for retirement, every dollar counts. Your 401(k) gives you a powerful way to build wealth, but hidden costs can quietly chip away at your balance. Even small fees add up over time. The good news is that you can take steps to reduce these costs and keep
For real estate investors, taxes can take a significant bite out of profits when selling an investment property. Fortunately, there is a strategy that offers a way to defer capital gains and depreciation recapture taxes, thus, freeing up more capital to reinvest. This strategy is called a 1031 exchange. By
For years, retirement feels like the big prize at the end of your career. You work hard, you save, and you picture the freedom to travel, relax, and enjoy life on your own terms. But when the day finally comes, retirement often looks a little different than expected. Many new
When debt feels overwhelming, it is natural to look for quick solutions. If you have a 401(k), you might wonder if dipping into your retirement savings is the best way to get rid of that burden. On the surface, the idea makes sense. You have money sitting in an account,
For entrepreneurs, investors, and early employees in small businesses, one of the most powerful tax incentives in the tax code is the Qualified Small Business Stock (QSBS) gain exclusion under Section 1202. This rule allows eligible taxpayers to exclude a significant portion (or even all) of the capital gains from