The best investment portfolios for business owners aren’t flashy. They don’t rely on complicated strategies or the promise of “market-beating” returns. The most effective investment strategy for business owners is one that stays simple, durable, and aligned with entrepreneurial goals. Take Brett, for example. He built a thriving business over
Many Gen Xers find themselves in the middle of it all. You’re raising kids, managing your career, and now helping your aging parents navigate complex decisions. It’s a lot to juggle, especially when conversations turn to end-of-life care and financial planning. As a caregiver, you carry a unique responsibility. You
It’s one of the most common questions people ask themselves: Do I even need a financial advisor? Usually, that question is really code for something deeper, Can I even afford one? And honestly, that’s a fair concern. Most people have never worked with a financial advisor before. They’ve heard stories
Selling a business is one of the biggest financial and emotional decisions you’ll ever make. As a financial planner who works primarily with business owners, I’ve seen dozens of families go through major liquidity events. While most people assume the money will be the hardest part to figure out, I’ve
Every year, I hear the same misconception. Someone tells me, “I put $23,000 into my 401(k), so I saved $23,000 on taxes.” But that’s not how it works. Putting money into a traditional 401(k) or IRA does not save you money on taxes. At least not right away. What you’re
Using two-factor authentication (2FA) or multi-factor authentication (MFA) is a smart way to protect your online accounts. But not all methods are equally secure or reliable. One common mistake people make is using a Google Voice number as their primary phone number for receiving 2FA codes or authentication messages. While
On July 4th, the One Big Beautiful Bill (OBBB) was signed into law. This new bill brings sweeping changes to the U.S. tax code, for individuals and for business. OBBB extends many provisions of the 2017 Tax Cuts and Jobs Act (TCJA), as well as introduces new deductions, credits, and
When Jimmy Buffett died in 2023, he left behind more than a legendary brand and loyal fans. He left a $275 million estate, and a trust designed to manage it. But instead of bringing peace to his family, the trust has sparked a bitter legal battle. Buffett named his wife,
Many people insure their homes, cars, and health, but overlook their most valuable asset—their ability to earn an income. If an injury or illness prevents you from working, disability insurance can replace lost income and protect your financial future. But how much coverage do you actually need? Understanding the basics
Buying a new home marks one of the biggest financial decisions you will ever make. While the process can feel exciting, it also requires a clear understanding of your financial situation. Many buyers begin house hunting without a solid grasp of how much they can truly afford. If you want