As wealth management strategies evolve, one financial tool has remained a key consideration for high-income earners in Texas: the Backdoor Roth IRA. This strategy allows individuals who exceed the income limits for Roth IRA contributions to still take advantage of the tax benefits that Roth accounts offer. But how does
Last month, I met with a woman who thought she was “taken care of” when it came to her taxes. She had a CPA, a solid income, and a W-4 on file she hadn’t touched in years. But when tax season rolled around, the IRS disagreed. She ended up paying
Every once in a while, I meet an investor who’s “too successful” with a single stock. Maybe it’s Apple, Nvidia, or Tesla — one of those household names that’s grown 10- or 20-fold over the years. It’s an incredible story, but it also creates a problem: how do you diversify
Have you ever ended a month and wondered how much money did you save? Or even worse, wondered how much you even spent? In today’s fast-moving world, managing your finances can seem like a Herculean task, particularly for those who currently make a good income, and is even worse if
Most people wait until January to “get their finances in order.” That’s a mistake that costs them every single year. It’s like showing up to a race when the finish line is already closing. The biggest opportunities to protect and grow your wealth disappear at midnight on December 31st. And
When It’s Time to Transition to Professional Investment Management Entrepreneurs in Coppell often reach a point where the balance between running a successful business and managing a growing investment portfolio tips. It’s not just about the lack of time; it’s about the expertise required to navigate the increasingly complex financial
Have you ever ended a month and wondered how much money did you save? Or even worse, wondered how much you even spent? In today’s fast-moving world, managing your finances can seem like a Herculean task, particularly for those who currently make a good income, and is even worse if
DOWNLOAD THE PDF We are happy with the returns your portfolios have received so far this year. Global diversification helped smooth out the tariff bumps. Our low-cost investments are performing as expected and have added value. Given the recent run up in AI Optimism, we think now is a great
Starting in 2026, high-income earners will quietly lose two major tax benefits on charitable giving. These changes don’t sound dramatic at first glance but when you run the numbers, they add up to a real haircut on your generosity. Let’s break it down below. Two Hidden Hurdles Ahead Here’s what’s