Invest For A Stronger Future

Our evidence-based, low-cost investment process was created to help you invest wisely, and live confidently!

“The important thing about an investment philosophy is that you have one you can stick with” – David Booth

8 Core Principles of Mills Wealth Core+ Investment Methodology™

Mills Wealth Advisors’ Core+ investment process is grounded in decades of academic research and practical experience, setting us apart from other wealth managers. By leveraging financial science and focusing on low-cost solutions, we create personalized strategies designed to optimize your portfolio’s performance.

Evidence-Based Approach

We don't rely on hunches or market trends. Our strategies are built on a foundation of rigorous academic research and real-world financial data. This scientific approach allows us to make informed decisions that stand up to scrutiny and deliver consistent results.

Flexible Evolution

As independent advisors, we're not tied to any single investment product or strategy. Our agility allows us to adapt swiftly to market shifts, economic changes, and emerging opportunities. We continuously evaluate and integrate new financial tools and methodologies to keep your portfolio at the cutting edge of wealth management.

Long-Term Vision

While others chase quarterly gains, we focus on your financial horizon. Our strategies are designed to capitalize on the power of compounding over decades, not days. We help you resist the temptation of short-term thinking, keeping your investments aligned with your life goals and legacy aspirations.

Strategic Diversification

Diversification isn't just about spreading risk; it's about optimizing opportunity. We craft portfolios that balance stability and growth potential across various asset classes, geographic regions, and economic sectors. This approach helps shield your wealth from market volatility while positioning it for sustained growth.

Cost Minimization

Every dollar saved in fees is a dollar working for your future. We employ cutting-edge portfolio construction techniques and leverage our institutional buying power to dramatically reduce investment costs. This relentless focus on efficiency can significantly boost your long-term returns.

Tax Efficiency

Taxes can erode wealth faster than market downturns. Our proprietary MW Tax-Wise Rebal™ process goes beyond basic tax-loss harvesting. We employ cross-account analysis to minimize tax events, defer gains, and strategically realize losses. This comprehensive approach to tax management can add substantial value to your portfolio over time.

Risk-Calibrated Models

We believe that understanding risk is as crucial as chasing returns. Our advanced risk modeling doesn't just look at historical volatility; it considers your personal financial situation, future cash flow needs, and emotional tolerance for market fluctuations. This multi-dimensional approach to risk ensures your portfolio aligns perfectly with your financial and psychological comfort zones.

Aligned Interests

As fiduciaries, your success is our success. We've structured our business model to eliminate conflicts of interest and foster long-term partnerships. Our transparent fee structure, commitment to ongoing education, and focus on your financial well-being set the foundation for a relationship built on trust and mutual growth.

What You Can Expect

Personalized Investment Strategies

We examine your entire financial picture, including retirement plans, brokerage accounts, real estate transactions, trusts, and potential inheritances.

Seasoned Financial Expertise

The Mills Wealth team is comprised of professionals and experts from diverse backgrounds and education. We come together for the benefit of every client.

Curated Investment Opportunities

Our team will examine your financial situation, alongside your risk tolerance, and objectives to recommend investment opportunities that align with your needs.

Adaptive Portfolio Management

Investing requires diligence, which is why we regularly review your portfolio and adjust based on changes in your needs and changes in the market.

Asset Location Investing: How to Maximize After-Tax Ret …

This approach focuses on placing investments in different types of accounts to optimize tax efficiency and maximize after-tax returns.

Why don’t we have preferred stock in our portfolios?

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Are Higher Yields Good or Bad for Investors?

I recently read an article on Vanguard’s website talking about why higher yields may be a good thing for investors. As you may know, in 2022 when interest rates went

Find out if our investment philosophy right for you.

Schedule a consultation with Mills Wealth today. Let’s craft a personalized Core+ investment plan designed to achieve your unique goals and let you sleep better at night.